With one million customers in its sights, Fortuneo has decided to write a huge check to its new customers. Opening an account (free) with a Gold Mastercard (free) will allow you to receive up to 330 euros in bonuses. We’ll explain how to do it.
On the podium of online banking in France, Fortuneo is also known to be the cheapest establishment in terms of fees in 2023. Opening a current account and choosing a bank card will cost you nothing – while the average bank French company charges 220 euros in fees per year to its customers.
To top it off, Fortuneo has decided to offer an extraordinary bonus to its new customers between September 15 and 29, 2023. Provided you use the code FTN0923, you will be able to claim a bonus of 330 euros. This concerns all customers who choose the Gold Mastercard and who use the free neoChange service.
Important : this special offer from Fortuneo is not visible on the bank’s home page. You will have to go to the hidden page of the site which allows this exclusive offer. It is via this that you can also use the code FTN0923 to activate the maximum discount. To do this, you must complete the registration form before September 29 at midnight.
A bonus granted to all
Fortuneo is one of the most generous banks on the market and its recurring bonuses give it an advantage. Until September, the online bank had never offered more than 160 euros to its new customers. Since the 15th, she has been insolent with this bonus of 330 euros that no other bank has ever offered to its customers. And the conditions for touching them are relatively simple.
First, Fortuneo pays you a bonus depending on the bank card you choose. If all the bank’s cards are free, some are conditional on a level of income to be justified. For example, the Gold Mastercard is only accessible to those who can prove 1,800 euros of net income each month. If this is your case, then you will receive free Gold – with a free current account.
If you cannot prove this level of income, you can then fall back on Fosfo. This card does not require any income conditions – and it is also free of charge if you use it at least once a month. The differences with Gold are minimal: no deferred debit, no raised ceilings and less insurance. The Fosfo card gives you the right to a 70 euro bonus with this special operation – otherwise it is 0 euro by default which will be offered to you for the Fosfo.
Once you have received this bonus relating to the choice of bank card, you will then be able to receive a second bonus linked to the use of the neoChange service. The latter is Fortuneo’s banking mobility service: it will help you transfer your permanent transfers (or direct debits) from your current bank to online banking.
You must therefore take a step towards Fortuneo to receive this second bonus which goes up to 180 euros. There are 80 euros which are paid in cash for the use of neoChange and then an additional 100 euros which are paid via vouchers. In the end, you can therefore accumulate a total of 330 euros with this current double bonus. For such an amount, we can understand that online banking requires some effort on our part.
If Fortuneo leaves you free to get involved more or less with it, the bank still has a big advantage in the long term: it will cost you nothing. This means several hundred euros that you can withdraw from your budget each year, thanks to savings on bank charges. The short-term bonus of 330 euros is very attractive, but the long-term savings are even crazier.
Annual fees: €0 • Initial deposit: €300
Check deposit: ✔ • Cash deposit: ✘
Monthly cost of the card: €0
Euro zone withdrawals: Free • Euro zone payments: Free
Withdrawals in foreign currencies: Free • Payments in foreign currencies: Free
Fortuneo, the best bank
For those who have not yet read our comparison of the best online banks, Fortuneo is positioned as the number 1 at the moment. The bank is ultra-flexible and does not require you to do anything. You can very well use it once a month for its advantages, as you can make it your daily bank. Their advisors do not force you to do anything, they will not approach you for that.
At the same time, Fortuneo goes beyond the bank card: you can also find classic banking products such as loans, savings or the stock market – an advantage that you will not find in a neo-bank. Clearly, Fortuneo can replace your current everyday bank – which is not really the case with neo-banks.
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The editorial staff did not participate in its production. It is possible that this publication contains an affiliate link: the e-merchant will then be able to pay us a commission (for you, nothing changes). The prices mentioned in this article are subject to change.